SBA-Guaranteed Loans
SBA-guaranteed loans offer small business owners financing on more favorable terms for a variety of business purposes. Lower down payments and longer repayment terms mean more of the business working capital stays in the business where it can generate additional profits for your business.
We offer unparalleled expertise in SBA-guaranteed financing. If you plan to buy or construct a building, acquire a new business or franchise, purchase equipment, or refinance your current business debt then we can help you obtain the advantage of SBA financing for your business.
There are three loan programs that offer distinctive advantages, depending on your business needs:
SBA 7(a) Program - Offers flexible term financing for virtually any business purpose with variable rates, long-term repayment (up to 25 years), and higher leverage for qualified business owners. Excellent choice for buying or building real property, acquiring a business enterprise, or buying equipment for your business. Maximum loan $2,000,000.
SBA 504 Program - Offers long-term financing solutions specifically aimed at acquiring capital assets for business expansion. Use 504 loans for fixed rate acquisition or construction loans for real property, or for acquisition of capital equipment assets. Some additional restrictions required related to job creation. Maximum loan $6,000,000.
SBA Express Program - Offers flexible line of credit financing, with term loan payout (up to 7 years) for business working capital or smaller business credit needs. Maximum loan $350,000.
As an SBA Preferred Lender, our experience, expertise, and engagement are recognized by the U.S. Small Business Administration.
Please contact our Business Lending Professionals to discuss how we can provide SBA-guaranteed financing for your business.
